Crime Insurance protects businesses from loss of money, securities, or inventory resulting from crime. Common claims allege employee dishonesty, embezzlement, forgery, robbery, safe burglary, counterfeiting, and other criminal acts.
Any business owner needs to be concerned with Employee Dishonesty and any business that handles cash and/or securities needs crime insurance. Crime-related losses are not typically covered by most property insurance policies, so a crime policy is necessary.