Personal Injury Protection (PIP) is an automobile insurance coverage mandated by statute in some jurisdictions. The statutes typically require insurers to provide or offer to provide first-party benefits for medical expenses, loss of income, funeral expenses, and similar expenses without regard to fault. Coverage, limits, and each party’s responsibilities vary from state to state, as provided by law.
Medical Payments coverage is an optional coverage under an automobile policy to pay for medical expenses for an insured that sustains bodily injury caused by an auto accident, without regard to fault.