Employment Practices Liability insurance covers wrongful acts arising from the employment process. Employment related claims are always excluded from the Commercial General Liability policy.
The most frequent types of claims covered under an EPLI policy include: wrongful termination, discrimination, sexual harassment, and retaliation. In addition, the policy usually covers claims from a variety of other types of inappropriate workplace conduct, including, but not limited to, defamation, invasion of privacy, failure to promote, deprivation of a career opportunity, and negligent evaluation.